Personal Finance Calculators
Quick, free calculators for the money questions people in India ask most often — how a SIP grows, what an EMI really costs, what inflation does to a goal, and how big a retirement corpus needs to be. Every calculator shows its formula and assumptions, so you can see exactly how the number was produced.
Investing & SIPs
How regular and one-time investments could grow.
Estimate what a monthly SIP could grow to.
Growth of a one-time investment over time.
A SIP that rises every year as your income grows.
Compare investing the same total monthly or all at once.
Average yearly growth between two values.
Saving & borrowing
Fixed deposits, PPF, and the true cost of a loan.
Planning ahead
Inflation, goals, and retirement.
How to use these calculators sensibly
A calculator is only as good as the assumptions you feed it. The return you type in is applied smoothly every year, but real markets move unevenly — some years are well above average, some are negative. Try a range of rates rather than a single hopeful number: if a plan only works at a high return, it is a fragile plan.
Unless a page says otherwise, results ignore taxes, fund expenses, and inflation. Those can make a large difference over long periods, which is why the goal and retirement calculators let you add inflation explicitly. Fixed-income products such as FDs and PPF have published rates that change over time, so always check the current rate with your bank or the official source before relying on a result.
Use the outputs to compare options and understand trade-offs, not as a promise of what you will earn. For decisions about your own money, speak to a SEBI-registered investment adviser.
All calculators are educational estimates, not investment, tax, or legal advice. See our disclaimer.